and either pays its investors a percentage of the annual return or repackages the policy for sale to another party.
Take comfort in know that the process of selling one's life insurance is typically very confidential. Most viatical companies and settlement firms understand the discretion necessary to make the process run smoothly and easily. However, a company may act disrespectfully and become borderline intrusive by trying to keep track of the insured's condition. For this reason, it is important to work with a respectful, experienced organization.
Who Considers Selling
Those with serious, life-threatening illnesses are most likely to consider selling their life insurance to provide cash for various expenses, such as mounting medical bills. For those who are not terminally ill, selling the life insurance might be a good idea for a number of reasons. If the owner's beneficiary has died or if the owner can't afford to keep paying the premiums, it would appear that they no longer have sufficient use for the life insurance. Seniors around retirement age may also consider selling their life insurance, even if they are free of debt, in order to receive a lump sum of money with which they may do whatever they please.
Keep in mind that different companies may have different eligibility requirements to be able to sell your life insurance policy.
Advantages to Selling Your Life Insurance
It might be easy to see some of these benefits, but others are a little less obvious.
You'll receive a lump sum cash payment right now. As mentioned above, this is especially useful to the terminally ill who have mounting medical bills. You will receive more by selling your life insurance than you would if you simply surrendered it to the insurance company. It is possible for an insured person who is 65 or older or who is terminally ill to sell a policy with little or no cash value for a $100,000.00 or much more. You won't have to pay any more insurance premiums. If your financial situation is becoming strained with no end in sight, eliminating premiums is a way to alleviate the burden. You don't have to repay the money, like you do when you borrow against your insurance policy. Even though your life insurance benefits won't be available once you die, you can still leave money to a certain person or organization û it will just come from the money that is leftover
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HeFrancis Fetherston Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
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aFrancis Fetherston Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
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Francis Fetherston Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Francis Fetherston Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
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Francis Fetherston Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Francis Fetherston Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Francis Fetherston Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Francis Fetherston Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Francis Fetherston Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Francis Fetherston Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Francis Fetherston Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession.
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