term life insurance and whole life insurance. The industry has survived the battle but the consumer is still asking the same question. Which one is better? The question is flawed because these two policies serve two different purposes. The real battle comes over the concept of buying term and investing the difference or the purchase of permanent life insurance. The proponents of buy term and invest the difference surmise that the policyholder would do better investing the difference in premium costs that you save by purchasing a term policy rather than a whole policy. Permanent life insurance was never created to be an investment. It was created to take care of permanent life insurance needs. The cash value accumulation within permanent life insurance is an added benefit and not an investment feature. The best life insurance portfolio is a combination of both permanent and term life insurance. Permanent Life Insurance û Permanent life insurance should be purchased for permanent needs. Final expenses and life insurance for retirement are two basic permanent life insurance needs. Life insurance at retirement is critical because it gives you more options to use your retirement benefits for income rather than life insurance. Term Life Insurance û Term life insurance is for temporary needs. Term life insurance will compliment your permanent base of life insurance. Decreasing term and level term riders can be added to your permanent policy to take care of temporary needs like mortgage protection and short term debt. It is important to understand why you are purchasing life insurance. You will be much more content when you establish in your own mind the reasoning behind the purchase. Do a little mini-need analysis. Think about what is important to you and who is important to you. Life insurance is a gift of love. Title: Life Insurance UK Word Count: 502 Summary: Life Insurance û a Small Price to Pay for Peace of Mind We all reach the stage in life when we wonder whether we need life insurance or not. This isnÆt a great decision for any of us û nobody likes to be reminded of their own mortality, after all! But, itÆs a decision that comes to us all at some time or other û especially if we have a family to consider. To be honest itÆs worth while looking at taking out life insurance at virtually any stage of your life û especially ... Keywords: life, insurance Article Body: Life Insurance û a Small Price to Pay for Peace of Mind We all reach the stage in life when we
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Kattie Gold Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Kattie Gold Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Kattie Gold Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Kattie Gold Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Kattie Gold Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Kattie Gold Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Kattie Gold Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs.
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